Checking Accounts

¹ Account will convert to Deluxe Checking if inactive for six months.

² Must be at least 16 years of age to apply. Students under 18 must apply jointly with a parent/guardian. Proof of student status required at time of account opening. On or after 24th birthday, account will convert to a checking account with similar features. Must sign up to receive online statements.

³ Offered for New York and New Jersey consumers ONLY. Minimum balance required to maintain the account is $0.01.

⁴ Interest rates and annual percentage yields may change. If account is closed before interest is credited, accrued interest will not be paid.

⁵ Korean Community Banks participate in the Unified Korean Community Bank's ATM network. To take advantage of the "no ATM fee," you must have an account with at least one of the participating Korean Banks. To view the list of all participating banks, please visit Branch/ATM Locations. To report any unauthorized activities, you must follow the guidelines set within our Electronic Funds Transfer Agreement and Disclosures. To find surcharge-free ATM locations, visit sum-atm.com or moneypass.com. You are fully responsible for reviewing and notifying the Bank of any fees and/or charges applied to your account for any unauthorized Debit Card transactions. You must adhere to all guidelines set within PCB Bank Deposit Account Agreement and Disclosure for the ATM use of your Debit Card. To report any unauthorized activities, please follow the guidelines set within our Electronic Funds Transfer Agreement and Disclosures.

For further account details, please contact or visit your nearest PCB Bank branch representative.