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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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We’re big on helping small businesses succeed.

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How can we help you get an SBA small business loan?

We’re proud to partner with the U.S. Small Business Administration. As an SBA Preferred Lender, we can help secure the affordable small business loan you need to build, buy or expand your business. 

SBA 7(a) LoanSBA 504 LoanMeet with an SBA Lender


Small businesses have and will always continue to be the backbone of our community. At PCB Bank, we recognize the value that your small business provides to those around you and to us. We offer loans under the U. S. Small Business Administration 7(a) and 504 loan programs that will provide the financing you need to grow your business into a flourishing enterprise. As a member of the SBA Preferred Lender Program (PLP), we provide expertise and a streamlined process to help you meet all your small business needs.


Contact SBA Loan Dept:

Phone (213) 210-2070

Fax (213) 210-2079

Compare our SBA small business loan options.

FeaturesSBA 7(a) LoanSBA 504 Loan
Best used for
  • Real estate purchase or refinance (minimum 51% owner-occupied)
  • Business acquisition or debt refinance
  • Equipment and machinery purchase
  • Working capital
  • Leasehold improvements
  • Construction or purchase of a new building or renovation of an existing building (minimum 51% owner-occupied)
  • Purchase of equipment with a useful life of at least 10 years
  • Refinance of qualified debts
Benefits
  • Longer maturity than conventional business loans
  • Lower down payments on fixed assets
  • Easier qualification criteria compared to conventional business loans
  • Local business loan decisions
  • Longer maturity than conventional business loans
  • Lower down payments on fixed assets
  • Easier qualification criteria compared to conventional business loans
  • Local business loan decisions
Terms
  • Up to 25 years, fully amortized for real estate
  • Up to 10 years, fully amortized for other loans
  • First Loan - 10 years due/25-year amortization
  • Second Loan - 20 years due/fully amortized
Loan Amount Up to $5 millionVaries based on bank lending limits
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Bank online or on the go.

Check your balance, transfer funds, pay bills – whatever needs doing, you’ll have the online banking and mobile tools to get it done. 

Online BankingMobile Banking

Run your business more efficiently with cash management tools like ACH Origination, Wire Origination and more. >

Open a PCB Bank account with your choice of four business checking accounts, all with free debit cards. about business checking>

Applying for a business loan? Check out our Business Loan FAQs or reach out to our experts. >

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