Mortgage Warehouse

Experienced team of warehouse professionals offering proactive, personalized and flexible service
Warehouse lending servicing all 50 states
Hands-on training for requesting funds, note shipment and settlements
100% advance rate available
Extended funding cutoff times on same-day transactions
Fast wire transfers - funds sent within minutes of submission with minimal documents
No non-usage fee

We will work with you as your trusted partner and invest in your success.

Ready to make the move from mortgage broker to mortgage banker? Let our warehouse experts help navigate the move!

Start with our checklist:

✔ Have you applied for and/or received your lender's license?

✔ Have you applied for your MERS number?¹

✔ Do you have a QC policies and procedures plan?

✔ Do you have a QC audit company?²

✔ Do you plan to use a fulfillment company?²

✔ Do you have audited financials?²

✔ Have you applied for correspondent approval with your investors? If so, who will your investors be?

✔ Do you have your E&O (errors and omissions) insurance and a fidelity bond?

Application. Complete and submit application, Personal Financial Statement, Business and Personal 4506-C, and W-9 to PCB Bank.
Submission. PCB Bank will review your application for a quick and efficient decision while keeping you informed along the way.
Approval. Once approved, you'll receive step-by-step instructions on what is needed to begin funding as soon as possible.

¹While PCB Bank requires only a "Lite" membership, we encourage you to check with your investors on their requirements.

²Not initially required. Please check with your investors on their requirements.

Bank online or on the go.

Check your balance, transfer funds, pay bills – whatever needs doing, you’ll have the online banking and mobile tools to get it done.